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Stock Screener·US·Financial Services·ATLCP
Held by 1 Guru
Share

Atlanticus Holdings Corporation Stocks

$ 24.41Last Updated 21.07.2026

Issuer Rating

4/7
Performance

Strong

Risk

High

Recommendation

Hold

Market Cap

$ 1.52B

$ 24.41
Key Takeaways

Risk factor

Critical default risk

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Profitability factor

Excellent dividends

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Change

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Fund

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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About

Atlanticus Holdings Corporation is a U.S.-based financial services company specializing in credit and related financial products for consumers. Its operations are primarily divided into two key segments: Credit as a Service and Auto Finance. The Credit as a Service segment focuses on originating diverse consumer loan products. This includes both private label and general-purpose credit cards, which are issued by lenders through various distribution channels such as retail partnerships, healthcare providers, direct marketing campaigns, digital platforms, and strategic collaborations. It also extends credit to consumers for a wide array of purchases, from consumer electronics and furniture to elective medical procedures, general healthcare, educational services, and home improvements, achieved through partnerships with retailers and service providers. Furthermore, this segment provides comprehensive loan servicing, encompassing risk management and customer service outsourcing for other entities. It also actively tests and invests in emerging consumer finance technology platforms. The Auto Finance segment is dedicated to acquiring and/or servicing automobile-secured loans. These loans originate from a vetted network of independent automotive dealerships and finance companies operating within the buy-here, pay-here and used car sectors. Additionally, it offers floor plan financing and various installment lending products. Beyond its segments, Atlanticus also actively invests in and manages portfolios of credit card receivables. Established in 1996, Atlanticus Holdings Corporation is headquartered in Atlanta, Georgia.

Company Valuation

Slightly undervalued
5/7

From both historical and forecast perspectives, the stock is moderately underpriced compared to similar stocks. In particular, the stock is reasonably priced on P/E, of f

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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