Risk factor
Very high price volatility
Profitability factor
Greatly undervalued vs peers
About
Operating within Indonesia, PT Bank MNC Internasional Tbk offers a diverse array of financial products and banking solutions. Its operations are structured across distinct segments: Business, Consumer, Treasury, and Other activities. The bank accepts various deposit types, including demand, savings, and time deposits, alongside certificates of deposit. Its lending portfolio encompasses working capital, investment, property, housing, motorcycle, and car loans, as well as unsecured personal credit. Additional offerings include credit cards, money market instruments, trading services, and comprehensive treasury services like foreign exchange and retail bonds. The company also provides trade finance for export, import, and local transactions, alongside bancassurance, overdrafts, and modern online and mobile banking platforms, complemented by an automated teller machine (ATM) network. As of the end of 2021, the institution managed 16 main branch offices, 25 supporting branch offices, one functional office, and 70 ATMs. Founded in 1989, the company, formerly known as PT Bank ICB Bumiputera Tbk, officially changed its name to PT Bank MNC Internasional Tbk in April 2014. Its headquarters are located in Jakarta Pusat, Indonesia.
Company Valuation
Considering past and projected metrics, the stock is distinctly 'cheaper' than its peers. Specifically, the stock is fairly valued on P/E, underpriced on P/RIBP. Editor