Risk factor
Very poor trading liquidity
Profitability factor
Undervalued vs peers
About
PT Bank Capital Indonesia Tbk, based in Jakarta Selatan, Indonesia, delivers a broad spectrum of banking services and products. Established in 1989, the bank facilitates various financial needs through offerings such as current, savings, and time deposit accounts. Its lending solutions include mortgage, vehicle, and multipurpose financing, alongside overdrafts, demand loans, money market facilities, term loans, and guarantees. The institution also provides numerous support services, including safe deposit boxes, ATM cards, digital fund transfers, collection, clearing, foreign exchange operations, export and import transaction assistance, remittance services, payroll management, syndicated loans, and both online and mobile banking platforms, in addition to credit card payment processing. The bank operates across Indonesia with a network comprising 4 main branches and 77 sub-branches. Formerly known as PT Bank Credit Lyonnais Indonesia, the company officially adopted its current name in September 2004.
Company Valuation
Based on key historical and expected multiples, the stock is undervalued relative to its peers. In particular, the stock is reasonably priced on P/E. Editor's note: P/C