Risk factor
Very high price volatility
Profitability factor
Undervalued vs peers
About
PT Bank KB Bukopin Tbk, along with its subsidiaries, delivers a full spectrum of banking services and financial products throughout Indonesia. The bank caters to both individual and corporate clients, offering various savings accounts, current accounts, and time deposits. Its lending portfolio includes home mortgages, vehicle financing, commercial loans, credit specifically for pensions and retirement, and general-purpose loans. Additionally, the company provides both credit and debit cards. Beyond these offerings, it extends services such as wealth management, syndication, custody, and modern e-banking facilities. As of December 31, 2021, its extensive operational footprint comprised 43 main branches, 310 sub-branches, 4 specialized functional offices, and a network of 673 automated teller machines. Founded in 1970 and headquartered in Jakarta, Indonesia, the institution changed its name in February 2021 from PT Bank Bukopin Tbk to its current designation. It operates as a subsidiary of KB Kookmin Bank Co., Ltd.
Company Valuation
Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. Editor's note: P/CR is Price to Core Revenue (CR), similar to P