Risk factor
Very high price volatility
Profitability factor
Greatly overvalued vs peers
About
Operating in Indonesia, PT Buana Finance Tbk specializes in providing a comprehensive suite of financial solutions, encompassing investment, consumer, working capital, and multipurpose financing. The company's operations are distinctly segmented into Finance Lease Receivables and Consumer Financing Receivables. It facilitates financing for a diverse range of assets and personal requirements, including heavy equipment such as excavators, wheel loaders, tractors, and heavy trucks, as well as generators, forklifts, and industrial printing machinery. Additionally, the firm funds consumer and commercial vehicles (including trucks), marine vessels, and personal endeavors like Hajj/Umrah pilgrimages, education, and travel, alongside offering sale and leaseback services. Beyond these, PT Buana Finance Tbk extends working capital solutions, notably factoring, and provides multipurpose financing through finance leases and installment plans. Its investment financing segment supports individuals, businesses, and legal entities in the procurement of capital goods and the modernization or expansion of their operations. The company reaches its clientele across Indonesia via an extensive network of 33 branches spanning Jabodetabek, Java, Sumatera, Bali, Kalimantan, Sulawesi, and Papua. Founded in 1982, PT Buana Finance Tbk is headquartered in Jakarta, Indonesia, and functions as a subsidiary of PT Sari Dasa Karsa.
Company Valuation
Considering past and projected metrics, the stock is distinctly 'expensive' compared to its peers. Specifically, the stock is 'expensive' on P/E, overvalued on EV/EBITD.