Risk factor
Very poor trading liquidity
Profitability factor
Slightly undervalued vs peers
About
Operating within Indonesia's financial sector, PT Bank Mestika Dharma Tbk delivers a comprehensive suite of banking and financial solutions. Its diverse product portfolio includes various deposit options such as savings, current, and time accounts, alongside a wide array of credit facilities. These include multi-purpose, home, auto, and land loans, in addition to specialized financing for trade, working capital, and investment projects. Beyond core banking, the bank facilitates modern conveniences like mobile, internet, and SMS banking, ATM card services, and safe deposit boxes. It further supports clients with international trade services (export/import), currency exchange, telegraphic and money transfers, various tax payment solutions, e-channel access, virtual accounts, and bancassurance offerings. Its operational footprint spans 12 main branches, 41 sub-branches, 11 cash offices, and a network of 70 ATMs across the region. Established in 1955 and headquartered in Medan, Indonesia, PT Bank Mestika Dharma Tbk operates as a subsidiary under PT Mestika Benua Mas.
Company Valuation
Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. Specifically, the stock is 'expensive' on P/E, underpriced on P/R