Risk factor
Very high price volatility
Profitability factor
Undervalued vs peers
About
PT Bank Bumi Arta Tbk is an Indonesian financial institution that delivers a wide array of banking solutions. Its core offerings encompass various deposit products, such as savings, call, and time deposits, alongside an extensive range of financing options. These credit facilities cater to diverse needs, including business, account-based, fixed-rate, demand, housing, vehicle ownership, pension, and multi-purpose loans, as well as specialized financing for export/import activities and investments. The bank further provides essential transactional services like bank guarantees and payment processing. Modern digital channels are also available, including ATM, internet, and mobile banking platforms. Additional specialized services include foreign exchange transactions (bank notes), corporate salary management, financial supply chain solutions, and the issuance of bank drafts. As of December 31, 2021, the company maintained a substantial physical presence across Indonesia, operating a network that comprised 11 branches, 16 sub-branches, and 15 ATM machines. Established in 1967, PT Bank Bumi Arta Tbk has its headquarters situated in Jakarta Pusat, Indonesia.
Company Valuation
Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. In particular, the stock is overpriced on P/E, undervalued on P/R