Risk factor
Meaningful price volatility
Profitability factor
Strong growth
About
PT Bank Syariah Indonesia Tbk is an Indonesian financial institution that delivers a broad spectrum of commercial banking products and services. The bank organizes its operations across five distinct segments: Wholesale, Small and Medium Enterprise (SME), Consumer, Micro, and an "Others" category. Its offerings include various deposit accounts such as savings, demand, and time deposits, alongside diverse financing solutions like micro-financing, working capital, and investment loans. Customers can also access internet banking services, lease financing for movable and immovable assets, and both debit and financing cards. Furthermore, the company is involved in buying, selling, and guaranteeing third-party securities, providing money transfer and custody services, issuing letters of credit and bank guarantees, and offering trustee, safekeeping, and foreign exchange services. It also publishes, offers, and trades in both short and long-term securities. As of December 31, 2021, PT Bank Syariah Indonesia Tbk maintained a substantial physical presence, operating through 272 branch offices, 972 sub-branch offices, and 74 cash offices. Established in 1969, the company is headquartered in South Jakarta, Indonesia, and functions as a subsidiary of PT Bank Mandiri (Persero) Tbk.
Company Valuation
Considering past and projected metrics, the stock is 'cheaper' than its peers. Specifically, the stock is fairly valued on P/E, undervalued on EV/EBITDA, underpriced on P
Target Price
The average target price of BRIS.JK is 3066 and suggests 90.4% upside potential. Usually, this means a BUY recommendation among investment firms, or a recommendation to i