Risk factor
Very high price volatility
Profitability factor
Greatly undervalued vs peers
About
PT Bank Victoria International Tbk (BVIC.JK) operates as a financial institution within Indonesia, delivering a comprehensive array of banking services and products. Its core offerings encompass a variety of deposit accounts, such as savings, current, demand, time, and foreign exchange options. Additionally, it provides bank guarantees and a comprehensive suite of credit facilities. These range from consumer loans like mortgages and auto financing, to multi-purpose credit, and various business lending options for corporate, commercial, and small-to-medium enterprises (SMEs), alongside specialized implant banking, domestic letters of credit, and multi-finance products. The bank further extends its services to include investment solutions, comprehensive foreign exchange offerings (such as remittances, trade financing, treasury operations, and interbank services), and diverse transaction processing capabilities. These include clearing, payments, real-time gross settlement (RTGS), bill payments, and access through ATMs, internet banking, and mobile platforms. Islamic (Sharia) banking services are also part of its extensive portfolio. As of December 31, 2021, the company maintained a physical presence through a network of 40 locations, which included its central head office, 14 branch offices, and 25 sub-branch offices. Established in 1992, PT Bank Victoria International Tbk is headquartered in South Jakarta, Indonesia.
Company Valuation
From both historical and forecast perspectives, the stock is considerably underpriced compared to similar stocks. In particular, the stock is reasonably priced on P/E, un