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Stock Screener·US·Financial Services·EXSR
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Exchange Bank Stocks

$ 157.26Last Updated 16.10.2026

Issuer Rating

4/7
Performance

Favourable

Risk

Considerable

Recommendation

Hold

Market Cap

$ 271.72M

$ 157.26
Key Takeaways

Risk factor

Very poor trading liquidity

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Data is available to registered users only

Profitability factor

Solid dividends

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

Exchange Bank, headquartered in Santa Rosa, California, along with its associated entities, delivers a full spectrum of commercial and retail banking services to individual clients and businesses throughout California. For personal banking, the institution offers fundamental options such as checking and savings accounts. It also provides a variety of lending solutions including home mortgages, personal credit lines, unsecured loans, auto financing, and overdraft protection. Additionally, it supports community initiatives through specific rebuild loan programs. On the commercial side, Exchange Bank caters to businesses with checking and savings accounts, merchant processing services, and equipment leasing. Its business lending portfolio is extensive, covering commercial real estate and construction financing, term loans, business lines of credit, Small Business Administration (SBA) loans, and specialized funding for vineyards, wineries, and agricultural ventures. Furthermore, the bank extends its offerings to include debit and credit cards, convenient online and mobile banking platforms, and sophisticated wealth management services encompassing trust administration, investment management, and estate settlement, alongside various retirement accounts and plans. Founded in 1890 and based in Santa Rosa, California, Exchange Bank maintained 17 branches across Sonoma County and a commercial office in Roseville, California, as of February 25, 2022. The bank operates as a subsidiary under the Frank P. Doyle Trust, Article IX.

Company Valuation

Slightly undervalued
5/7

Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. Specifically, the stock is 'cheap' on P/E, undervalued on EV/EBIT

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Risks

  • Default risk
    Data is available to registered users only
  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
    Data is available to registered users only
  • Country risks
    Data is available to registered users only
  • Other risks
    Data is available to registered users only
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