Risk factor
Very high price volatility
Profitability factor
Very low or no dividends
About
PT Bank Mayapada Internasional Tbk delivers a comprehensive range of commercial banking services and products throughout Indonesia. The bank offers diverse deposit accounts, including savings, checking, and time deposits, along with certificates of deposit. Its extensive lending portfolio encompasses overdrafts, fixed loans, trade finance (import/export), syndicated and investment loans, mortgages, vehicle and personal financing, acceptance facilities, channeling, and small business credit. Complementing these are investment and bancassurance offerings, safe deposit box rentals, payroll management, and various payment services. The institution also provides digital banking solutions and handles interbank transfers (lalu lintas giral), real-time gross settlements, clearing, and foreign exchange transactions. By the end of 2021, the company's network consisted of 39 main branches, 91 sub-branches, 83 functional offices, and 3 cash offices, supported by 145 ATMs and 4 cash recycle machines. Headquartered in Jakarta, Indonesia, PT Bank Mayapada Internasional Tbk commenced operations in 1989.
Company Valuation
Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. In particular, the stock is overpriced on P/E, undervalued on P/R