Risk factor
Very poor trading liquidity
Profitability factor
Greatly undervalued vs peers
About
PT Bank China Construction Bank Indonesia Tbk offers a wide array of banking and financial services throughout Indonesia. Its operations are organized into four primary divisions: Loans, Treasury, Trade Finance, and Unallocated. The bank's product offerings include diverse deposit solutions like savings accounts, current accounts, and time deposits. It also provides various credit facilities such as auto and mortgage loans, alongside commercial express credit products. Furthermore, clients can utilize safe deposit boxes, treasury services, and international banking facilities. The company operates an extensive network comprising 21 branch offices and 61 sub-branch offices located across significant Indonesian islands and regions, including Java, Bali, Sumatra, Kepulauan Riau, West Kalimantan, South Sulawesi, Bangka Belitung, and West Nusa Tenggara. Founded in 1974 and headquartered in Jakarta Pusat, Indonesia, the institution was formerly known as PT Bank Windu Kentjana International Tbk before officially changing its name to PT Bank China Construction Bank Indonesia Tbk in December 2016. It operates as a subsidiary of China Construction Bank Corporation.
Company Valuation
Based on key historical and expected multiples, the stock is greatly undervalued relative to its peers. Specifically, the stock is 'cheap' on P/E, underpriced on P/RIBP.