Risk factor
Very poor trading liquidity
Profitability factor
Decent price performance
About
M&F Bancorp, Inc. serves as the parent company for Mechanics and Farmers Bank, providing a comprehensive array of banking products and services to both individual consumers and businesses across North Carolina. Its offerings include various deposit solutions such as checking, savings, and money market accounts, along with certificates of deposit and demand deposit services. The company also extends credit for commercial and residential real estate, construction projects, and personal loans, supplemented by ATM services. Established in 1907, M&F Bancorp operates seven branch locations throughout North Carolina, specifically in Durham, Raleigh, Charlotte, Greensboro, and Winston-Salem, with its main office situated in Durham.
Company Valuation
From both historical and forecast perspectives, the stock is slightly overpriced compared to similar stocks. Specifically, the stock is 'expensive' on P/E, neutral on EV/