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Stock Screener·US·Financial Services·MFGI
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Merchants Financial Group, Inc. Stocks

$ 41.25Last Updated 24.07.2026

Issuer Rating

3/7
Performance

Favourable

Risk

Critical

Recommendation

Sell

Market Cap

$ 337.37M

$ 41.25
Key Takeaways

Risk factor

Critical default risk

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Profitability factor

Undervalued vs peers

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

Merchants Financial Group, Inc. (MFGI) functions as the parent entity for Merchants Bank, National Association. Through its subsidiary, it delivers a broad array of financial products and services tailored for individuals, households, and businesses across the United States. The institution's core offerings include diverse account options such as checking, savings, certificates of deposit (CDs), and individual retirement accounts (IRAs). Additionally, customers can access various card services, including debit, gift, travel, and credit cards. For personal financing needs, MFGI extends credit for vehicles like cars, boats, trailers, motorcycles, tractors, and RVs, as well as for home furnishings or appliances, and debt consolidation. Its comprehensive lending portfolio further encompasses mortgage, construction, home equity, and term loans, alongside financing solutions for commercial and residential real estate, equipment, floor plans, fleet vehicles, and small businesses. Specialized agricultural financing is also available, covering working capital, input expenses, machinery, and property enhancements for farming operations. Beyond these, the company delivers investment and trust services, sophisticated treasury management solutions, and convenient mobile and online banking platforms. The bank maintains a physical presence through branches situated across numerous communities. These include Winona, Goodview, Rushford, Lanesboro, St. Charles, Rochester, La Crescent, Caledonia, Spring Grove, Cannon Falls, Red Wing, Hampton, Hastings, Apple Valley, Lakeville, Cottage Grove, Rosemount, and Northfield in Minnesota, as well as Onalaska and Eau Claire in Wisconsin. Established in 1875, MFGI's corporate headquarters are located in Winona, Minnesota.

Company Valuation

Undervalued
6/7

Considering past and projected metrics, the stock is 'cheaper' than its peers. Specifically, the stock is fairly valued on P/E, undervalued on EV/EBITD.

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Risks

  • Default risk
    Data is available to registered users only
  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
    Data is available to registered users only
  • Country risks
    Data is available to registered users only
  • Other risks
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