Risk factor
Critical default risk
Profitability factor
Decent dividends
About
Operating as a savings bank in Finland, Oma Säästöpankki Oyj delivers comprehensive financial services to a broad client base. Its customers include private individuals, small and medium-sized businesses, and professionals within the agriculture and forestry sectors. The bank offers a wide array of financial instruments, encompassing various account types, payment cards, and a diverse range of loan products such as mortgages, vehicle finance, renovation, student, and business loans, in addition to guarantee offerings. Furthermore, clients can benefit from savings and investment vehicles, asset management expertise, payment solutions, insurance coverage, and brokerage services. Advisory support, both legal and general, is also available, all accessible through robust mobile and online banking channels. Established in 2009, Oma Säästöpankki Oyj maintains its headquarters in Lappeenranta and operates a network of 32 branches across Finland.
Company Valuation
From both historical and forecast perspectives, the stock is fairly priced compared to similar stocks. In particular, the stock is underpriced on P/E, 'expensive' on EV/E
Target Price
The average target price of OMASP.HE is 17.0 and suggests 0.83% upside potential. Usually, this means a HOLD recommendation among investment firms. This neutral recommend