Risk factor
Very high price volatility
Profitability factor
Very strong margins and returns
About
Established in 1990 and based in Athens, Greece, Profile Systems & Software S.A. delivers advanced software solutions tailored for the global banking and investment management industries. Their services extend across Europe, the Middle East, the Americas, Asia, and Africa. The company's product portfolio includes Axia, a web-based, omni-channel investment management solution adhering to MiFID II standards, and IMSplus, a comprehensive investment management platform for banking and financial institutions. For core banking needs, they offer the Finuevo Suite, supporting conventional, digital banks, Electronic Money Institutions (EMIs), and Microfinance Institutions (MFIs), alongside Finuevo Digital, a dedicated digital banking platform. Their robust FMS.next platform serves a wide array of financial organizations, from universal, private, and Islamic banks to auto/leasing companies, marketplace lenders, alternative finance providers, and digital banks. Complementing these, FMS.next Payments provides a complete solution for domestic and international payment processing. For risk management, RiskAvert helps institutions gather, reconcile, calculate, aggregate, and report on various regulatory risks including credit, market, operational, and concentration risk. Acumen-net is a front-to-back-to-risk platform designed for diverse financial market transactions. Profile Systems & Software also offers specialized applications such as Mobius Wealth, a mobile wealth management tool that integrates with existing systems; the GS Market suite for stock exchange market data; GS Trader for professional and private investors; Plexus for real-time market data; Registry for shareholder record management; and Profile Vote, an online voting system. Furthermore, the company provides crucial implementation and ongoing post-implementation support services.
Company Valuation
From both historical and forecast perspectives, the stock is slightly overpriced compared to similar stocks. In particular, the stock is reasonably priced on P/E, of fair
Target Price
The average target price of PROF.AT is 9.2 and suggests 17% upside potential. Usually, this means a BUY recommendation among investment firms, or a recommendation to incr