Risk factor
Very high price volatility
Profitability factor
Very low or no dividends
About
Regency Fincorp Limited is an Indian non-banking financial company (NBFC) that delivers a diverse portfolio of financial services. The company provides micro-business and personal loans, merchant financing, credit for MSMEs, and specialized loans for women entrepreneurs. Additionally, it offers secured loans against property and various short-term financing solutions to facilitate inventory acquisition, business expansion, and the purchase of assets like plant and machinery, display panels, office furniture, automation systems, and mining equipment. Catering to both individual households and micro, small, and medium enterprises, the company was established in 1993, operates from its headquarters in Mohali, India, and was formerly recognized as Regency Investments Limited.
Company Valuation
Based on key historical and expected multiples, the stock is overvalued relative to its peers. In particular, the stock is reasonably priced on P/E, 'expensive' on EV/EBI