Risk factor
Moderate default risk
Profitability factor
Strong margins and returns
About
TGR Financial, Inc. operates as the bank holding company for First Florida Integrity Bank that provides various banking products and services to individual and corporate customers in Southwest Florida. The company offers checking and savings accounts, money market accounts, and individual retirement accounts, as well as certificates of deposits. Its loan products include personal loans; mortgage loans; commercial real estate loans; term loans for the purchase of equipment, vehicles, and other business expenditures; home equity line of credit; revolving lines of credit for working capital needs; and asset-based lending. The company also offers debit, credit, and gift cards; investment products; title insurance protection and settlement services to borrowers, sellers, purchasers, lenders, and realtors; merchant services; and online and mobile banking services. TGR Financial, Inc. was incorporated in 2011 and is based in Naples, Florida.
Company Valuation
Considering past and projected metrics, the stock is distinctly 'expensive' compared to its peers. In particular, the stock is overpriced on P/E, 'expensive' on EV/EBITD.