Risk factor
Critical default risk
Profitability factor
Greatly overvalued vs peers
About
The Victory Bancorp, Inc. operates as the bank holding company for The Victory Bank that provides commercial and consumer banking products and services for small and middle market commercial and retail customers in Montgomery County, Pennsylvania. The company offers checking accounts, savings and money market accounts, escrow management account, demand deposits, investment certificates, and certificates of deposit; secured and unsecured personal term loans, and line of credit; home mortgages; home equity lines of credit; revolving credit, and small business, and automobile loans. It also provides commercial term loans, commercial lines of credit, commercial mortgage/real estate loans, and construction loans; government banking, remote deposit, mobile banking, online banking and bill pay, cash management, and merchant services; and certificate of deposit account registry, insured cash sweep, and lock box services, as well as credit cards. The company was founded in 2008 and is based in Limerick, Pennsylvania.
Company Valuation
From both historical and forecast perspectives, the stock is considerably overpriced compared to similar stocks. Specifically, the stock is 'expensive' on P/E, overvalued