Risk factor
Very high price volatility
Profitability factor
Greatly overvalued vs peers
About
Global Infotech Co., Ltd., established in 1998 and headquartered in Beijing, China, specializes in delivering financial information software products and comprehensive integrated services across the Chinese market. Their extensive product suite addresses various aspects of financial operations. For core banking and credit management, offerings include the EasyLoan credit management system, EasyecIF for enterprise customer information integration, EasyIBS for next-generation core business functions, EasyPayment for second-generation bank payments, EasyCMS collateral management, and EasyECDS for electronic ticketing. The company also provides treasury management solutions, core platforms for insurance e-commerce network direct sales, and essential business systems for life and reinsurance. To enhance operational efficiency and risk management, Global Infotech offers the Easylink integrated business front-end system, EasyCRM for customer relationship management, credit asset classification tools, the EasyECM imaging platform, internal rating systems, and EasyRWA for comprehensive risk management. Other specialized solutions include financial accounting, EasyALM for asset and liability management, performance management, EasyCI for enterprise financial analysis, EasyMAIS for management accounting, EasyHDI for foundational data, EasyBAS for bank data analytics, and EasyASV for bank post-monitoring. Additionally, they provide fund transfer pricing plans, EasyMonitor for bank system surveillance, and the EasyBSM integrated platform for bank sales and customer service. Furthermore, their portfolio extends to specialized banking tools like EasyCard for payment card management, EasyTERM for bank front-office operations, and Easy CMGIS for bank channel management information systems. Enterprise-wide solutions feature the CAP ESB gao weida enterprise platform, EasyBPM for workflow automation, EasyHMFS for integrated maintenance fund management, EasyWEB for web page generation, and EasyReport for reporting. The company also offers software quality assurance services. Beyond software development, Global Infotech delivers a full spectrum of IT services. These include consulting and strategic planning for data centers, comprehensive integration and implementation services, and ongoing operation and maintenance support. They also provide cloud computing data center IT service management products and solutions, along with broader business, technical, and planning consultation services, and end-to-end system integration.
Company Valuation
Based on key historical and expected multiples, the stock is greatly overvalued relative to its peers. In particular, the stock is overpriced on P/E, 'expensive' on EV/EB