Risk factor
Critical default risk
Profitability factor
Overvalued vs peers
About
The Yamanashi Chuo Bank, Ltd. and its affiliates deliver a broad spectrum of financial solutions to individual and business clients primarily across Japan's Yamanashi Prefecture and western Tokyo. The bank's core activities involve accepting deposits and providing loans. Additionally, it offers a diverse range of products and services including insurance, loan guarantees, investment trusts, leasing, and credit cards. Specialized services extend to call loans, call money, corporate bond underwriting, consulting, and economic research. The institution also engages in asset management, securities trading, foreign exchange operations, short-term fundraising, and the over-the-counter sale of public bonds, such as Japanese government bonds. Founded in 1941 and based in Kofu, Japan, the company maintains a substantial operational footprint with 90 branches (including one online branch), two district offices, and a representative office in Hong Kong.
Company Valuation
From both historical and forecast perspectives, the stock is overpriced compared to similar stocks. Specifically, the stock is 'expensive' on P/E, overvalued on EV/EBITD.