Risk factor
Significant default risk
Profitability factor
Slightly undervalued vs peers
About
The Tochigi Bank, Ltd. delivers a comprehensive range of banking products and financial services to both individual and business customers throughout Japan. Its diverse deposit portfolio includes everyday options like ordinary, savings, and general accounts, alongside specialized offerings such as time deposits, foreign currency time deposits, property accumulation deposits, and WEB accounts. For its clientele, the bank extends various lending solutions, including mortgage, remodeling, school, housing, car, and bank card loans. Furthermore, it offers asset management services, insurance policies, and pension products. Founded in 1942, the institution was formerly known as Tochigi Mutual Bank Co., Ltd. before changing its name to The Tochigi Bank, Ltd. in 1989. It is headquartered in Utsunomiya, Japan.
Company Valuation
Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. In particular, the stock is reasonably priced on P/E. Editor's