Risk factor
Very poor trading liquidity
Profitability factor
Good growth
About
CSB Bancorp, Inc. serves as the holding company for The Commercial and Savings Bank of Millersburg, providing a comprehensive range of banking, trust, financial advisory, and brokerage services. These offerings are extended to corporate entities, institutional clients, and individual customers throughout the Northeast Ohio region. The bank's deposit product lineup features checking and savings accounts, certificates of deposit (time deposits), and Individual Retirement Accounts (IRAs). Its robust lending portfolio encompasses personal loans, various commercial loans, real estate mortgages (both residential and commercial), installment loans, and general consumer financing. Additionally, customers can utilize convenient services such as safe deposit boxes and night depository facilities. As of January 26, 2022, CSB Bancorp operated a network of sixteen banking centers located across Holmes, Wayne, Tuscarawas, and Stark counties in Ohio. Dedicated Trust offices are also situated in Millersburg, North Canton, and Wooster, Ohio. The company boasts a long history, having been established in 1879, and maintains its headquarters in Millersburg, Ohio.
Company Valuation
Based on key historical and expected multiples, the stock is overvalued relative to its peers. In particular, the stock is reasonably priced on P/E, 'expensive' on P/IBPT