Risk factor
Very high price volatility
Profitability factor
Greatly undervalued vs peers
About
Guaranty Financial Corporation acts as the holding company for Guaranty Bank, offering a diverse array of financial services. Its product portfolio includes various deposit options such as checking and savings accounts, certificates of deposit, money market accounts, and individual retirement accounts. The company further provides mortgage lending solutions, alongside convenient services like debit and credit cards, online and mobile banking platforms, bill payment, direct deposit, payroll, and merchant services. Operating approximately 120 branch locations, predominantly within grocery stores, its geographical reach extends across Wisconsin, Illinois, Michigan, Minnesota, and Georgia. Founded in 1923, the corporation's headquarters are located in Glendale, Wisconsin.
Company Valuation
Based on key historical and expected multiples, the stock is greatly undervalued relative to its peers. In particular, the stock is 'cheap' on EV/EBITDA.