Risk factor
Critical default risk
Profitability factor
Undervalued vs peers
About
Íslandsbanki hf., alongside its subsidiaries, provides a broad spectrum of commercial banking solutions to both individual and business clients across Iceland. The bank serves retail customers through personal banking offerings such as online platforms, live chat assistance, tailored advice, and various digital services. For small and medium-sized enterprises (SMEs), it delivers specialized banking products and asset financing services, marketed under the Ergo brand. Additionally, the company extends sophisticated corporate and investment banking services, assisting large corporations, pension and investment funds, institutional investors, and high-net-worth individuals with their financial and investment needs. Further services encompass securities and foreign currency trading, investment consultation, corporate finance, loan provisions, and private banking. The institution was founded in 1905 and its headquarters are located in Kópavogur, Iceland.
Company Valuation
Based on key historical and expected multiples, the stock is undervalued relative to its peers. Specifically, the stock is fairly valued on P/E, underpriced on P/RIBP.
Target Price
The average target price of ISB.IC is 138 and suggests 3.77% downside potential. Usually, this means a SELL recommendation among investment firms, or a recommendation to