Risk factor
Very high price volatility
Profitability factor
Strong margins and returns
About
Valley Republic Bancorp operates as a bank holding company for Valley Republic Bank that provides various banking products and services for small and middle-market businesses, and individuals. The company accepts checking, money market, savings, and individual retirement accounts, as well as time deposits and certificates of deposits. Its loan products include commercial real estate loans, construction loans, and agribusiness loans, as well as oil and gas industry financing solutions. The company also provides debit and credit cards; treasury management, receivables, payables, lockbox, and cash management services; and online and mobile banking services. It operates through four full-service banking offices in Bakersfield and Delano, California, as well as a loan production office in Fresno, California. The company was founded in 2009 and is headquartered in Bakersfield, California.
Company Valuation
From both historical and forecast perspectives, the stock is considerably overpriced compared to similar stocks. In particular, the stock is overpriced on P/E, 'expensive