Risk factor
Strong trading liquidity
Profitability factor
Undervalued vs peers
About
Jiangsu Jiangyin Rural Commercial Bank Co.,LTD. is a financial institution offering a comprehensive suite of banking products and services to both individual customers and corporate entities throughout China. Its retail banking arm caters to individual clients with offerings such as deposit accounts, diverse financing options, bank cards, foreign currency exchange services, and wealth management solutions, complemented by various agency services. For its corporate clientele, the bank provides a range of financial instruments including specialized business deposits and various funding products, spanning traditional lending, technology-focused financing, and green finance solutions. Furthermore, the bank extends its services to international finance, providing solutions such as trade settlement, letters of credit, documentary collections, cross-border financing, and risk management tools like hedging, along with other specialized offerings. Beyond these, it supports small and micro-enterprises through dedicated financial products and offers modern digital banking channels, including online and mobile platforms, efficient payment processing, and various convenience services. With its origins tracing back to 2001, the institution is headquartered in Jiangyin, China.
Company Valuation
Considering past and projected metrics, the stock is 'cheaper' than its peers. Specifically, the stock is 'cheap' on P/E, underpriced on P/RIBP. Editor's note: P/CR is
Target Price
The average target price of 002807.SZ is 4.53 and suggests 9.42% upside potential. Usually, this means a HOLD recommendation among investment firms. This neutral recommen