Risk factor
Low price volatility
Profitability factor
Strong growth
About
JAPAN POST BANK Co., Ltd. offers a broad spectrum of banking and financial services to both individual and institutional clients, operating within Japan and across international markets. Its extensive portfolio includes various deposit products, such as liquid accounts like transfer, savings, and ordinary deposits, alongside fixed-term options including time deposits and TEIGAKU deposits, as well as negotiable certificates of deposit. The bank also provides diverse lending solutions, from loans secured by deposits or Japanese government bonds, and credit card loans, to financing for local, central, and regional government bodies, syndicated loans, and corporate or secondary market loans. Beyond traditional banking, JAPAN POST BANK facilitates access to securities investment products, offers domestic and foreign exchange services, distributes Japanese government bonds and investment trusts, and provides insurance products. It also acts as an intermediary for services like mortgages and credit cards. Further offerings extend to overdraft facilities, housing loans, and comprehensive remittance and settlement services, all complemented by modern online banking capabilities. The company operates an expansive network comprising 31,774 ATMs and 23,734 branches. Founded in 2006 and headquartered in Tokyo, Japan, the company was initially known as Yucho Co, Ltd. before officially changing its name to JAPAN POST BANK Co., Ltd. in October 2007. It operates as a subsidiary of Japan Post Holdings Co., Ltd.
Company Valuation
Considering past and projected metrics, the stock is 'expensive' compared to its peers. In particular, the stock is overpriced on P/E.
Target Price
The average target price of 7182.T is 3627 and suggests 11.4% upside potential. Usually, this means a HOLD recommendation among investment firms. This neutral recommendat