Risk factor
Very high price volatility
Profitability factor
Very low or no dividends
About
CreditRiskMonitor.com, Inc., established in 1977 and headquartered in Valley Cottage, New York, delivers interactive business-to-business (B2B) software-as-a-service (SaaS) subscriptions to corporate credit and procurement experts across the globe. The company provides extensive commercial credit reports for both public and private entities. These reports feature in-depth analysis of financial statements, encompassing ratio and trend evaluations, alongside peer comparisons. Customers also gain access to proprietary scores like FRISK and PAYCE, external indicators such as Altman Z default scores, and issuer ratings from leading agencies including Moody's Investors Service, DBRS, Inc., and Fitch Ratings. Beyond these analyses, CreditRiskMonitor.com, Inc. offers financial data derived from Federal Financial Institutions Examination Council (FFIEC) call reports for banking institutions. It further supplies company background information, trade payment records, and public filings suchor as lawsuits, liens, judgments, and bankruptcy details for millions of U.S. companies. The service keeps users informed through automated alerts on key developments like FRISK score shifts, credit limit modifications, updated financial statements, U.S. Securities and Exchange Commission (SEC) filings, and rating alterations. Additionally, the firm serves as a distributor for international credit reports.
Company Valuation
Considering past and projected metrics, the stock is 'expensive' compared to its peers. In particular, the stock is overpriced on P/E, 'expensive' on EV/EBITDA, overvalue