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Stock Screener·US·Financial Services·ELMA
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Elmer Bancorp, Inc. Stocks

$ 27Last Updated 24.07.2026

Issuer Rating

3/7
Performance

Favourable

Risk

High

Recommendation

Sell

Market Cap

$ 31.09M

$ 27
Key Takeaways

Risk factor

Critical default risk

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Data is available to registered users only

Profitability factor

Undervalued vs peers

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

Elmer Bancorp, Inc. serves as the parent entity for The First National Bank of Elmer, delivering a comprehensive range of financial solutions to both commercial and individual clients. Its array of deposit products includes checking, money market, savings, NOW, Christmas club, and individual retirement accounts, alongside various certificates of deposit. For financing needs, the institution provides a diverse portfolio of lending options, such as loans for owner-occupied real estate, investment properties, and agricultural ventures, as well as financing for business expansion, vehicle purchases, term loans, and construction projects (including construction-to-permanent solutions). They also extend business lines of credit, letters of credit, and Small Business Administration (SBA) loans. Furthermore, the bank offers home equity loans, general lines of credit, residential and commercial mortgages, and consumer loans. Beyond traditional accounts and lending, Elmer Bancorp enhances its services with merchant processing, cash management tools, remote deposit capture, and electronic bill payments. Customers can also access mobile, text message, and online banking platforms, in addition to utilizing VISA check cards, debit cards, and credit cards. These offerings are accessible via a network of six full-service branch locations spread across Cumberland, Gloucester, and Salem Counties in New Jersey. Established in 1903, the corporation maintains its principal office in Elmer, New Jersey.

Company Valuation

Undervalued
6/7

From both historical and forecast perspectives, the stock is underpriced compared to similar stocks. Specifically, the stock is fairly valued on P/E, undervalued on EV/EB

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Risks

  • Default risk
    Data is available to registered users only
  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
    Data is available to registered users only
  • Country risks
    Data is available to registered users only
  • Other risks
    Data is available to registered users only
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