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Stock Screener·Norway·Financial Services·HSPG.OL
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Holand og Setskog Sparebank Stocks

NOK 150Last Updated 09.07.2026

Issuer Rating

3/7
Performance

Favourable

Risk

Critical

Recommendation

Sell

Market Cap

NOK 10.99M

NOK 150
Key Takeaways

Risk factor

Critical default risk

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Data is available to registered users only

Profitability factor

Greatly undervalued vs peers

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. The company offers current, deposit, and savings accounts; business, tax withholding, investment, agricultural, and client accounts; bank and credit cards; eInvoice; mobile payments; and mobile and online banking. It also provides insurance products for cars, electric scooters, boats, motorcycles, mopeds, jet skis, caravans, motorhomes, ATVs, tractors, snowmobiles, trailers, and veteran cars; house, household items, travel, cottages, valuable items, and drones; health, child, disabled, critical illness, life, and accident; and dogs, cats, and horses. In addition, the company offers bank, BSU, mutual fund, and retirement savings; pension products; car loan, mortgage, framework loan, energy saving loan, senior loan apartment, cottage loan, green mortgage, fixed rate loan, refinancing of mortgages, as well as loans for motorcycles, motorhomes, and ATVs; consumer loan; refinancing consumer debt; bank guarantees, business and construction loans, factoring, overdraft, and leasing; and consulting and accounting services. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in July 2010. Høland og Setskog Sparebank was founded in 1849 and is headquartered in Bjørkelangen, Norway.

Company Valuation

Greatly undervalued
7/7

Based on key historical and expected multiples, the stock is fairly valued relative to its peers. Specifically, the stock is fairly valued on P/E, overvalued on EV/EBITDA

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Target Price

Very unfavourable
1/7

The average target price of HSPG.OL is 70.0 and suggests 55.4% downside potential. Usually, this means a SELL recommendation among investment firms, or a recommendation t

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Risks

  • Default risk
    Data is available to registered users only
  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
    Data is available to registered users only
  • Country risks
    Data is available to registered users only
  • Other risks
    Data is available to registered users only
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