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Stock Screener·US·Financial Services·NWPP
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New Peoples Bankshares, Inc. Stocks

$ 4.49Last Updated 27.07.2026

Issuer Rating

3/7
Performance

Favourable

Risk

Critical

Recommendation

Sell

Market Cap

$ 105.76M

$ 4.49
Key Takeaways

Risk factor

Critical default risk

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Profitability factor

Strong growth

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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About

New Peoples Bankshares, Inc. functions as a financial holding company, with its main subsidiary, New Peoples Bank, Inc., offering a full spectrum of banking services across the United States. The bank serves individual consumers, small to medium-sized businesses, and professionals. Its deposit product range includes standard and interest-bearing checking accounts, savings and money market accounts, health savings accounts, individual retirement accounts, and certificates of deposit. Lending options span commercial loans, various residential mortgage products (including first and second mortgages, construction loans, home equity lines of credit, and term loans), general construction loans, and consumer loans for needs such as home improvement and debt consolidation. Beyond traditional banking, the company provides investment services like fixed-income instruments, variable annuities, mutual funds, indexed certificates of deposit, individual retirement and managed money accounts, and long-term care insurance. They also assist with employee group benefit plans, college savings plans, and offer financial and estate planning guidance. Additional conveniences include safe deposit boxes, cashier's checks, cash management services, direct deposit, and automated payment drafts. The bank embraces modern technology, offering interactive teller machines (ITMs), debit and credit card services, and a suite of electronic banking features such as internet, telephone, and mobile banking, remote deposit capture, merchant transaction processing, and wire transfers. Customers can access services through walk-up tellers, drive-in windows, and ITMs. Incorporated in 1997 and headquartered in Honaker, Virginia, the company operates 19 full-service branches across Virginia, West Virginia, and Tennessee, supplemented by a loan production office in Boone, North Carolina.

Company Valuation

Slightly undervalued
5/7

Based on key historical and expected multiples, the stock is slightly undervalued relative to its peers. In particular, the stock is reasonably priced on P/E, 'cheap' on

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Risks

  • Default risk
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  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
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  • Country risks
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  • Other risks
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