Risk factor
Considerable default risk
Profitability factor
Greatly overvalued vs peers
About
Open Finance S.A. operates as a financial intermediation company in Poland. It offers deposit and saving accounts. The company also provides mortgage, cash, consolidation, and refinancing loans; home, car, life, travel, and company insurance products; and financial advisory services. In addition, it offers business loan, factoring, and leasing products and services to companies; and finance products to developers. Further, it is involved in the investment activities. Open Finance S.A. was incorporated in 2004 and is based in Warsaw, Poland.
Company Valuation
Based on key historical and expected multiples, the stock is greatly overvalued relative to its peers. Specifically, the stock is 'expensive' on P/E, overvalued on EV/EBI