Risk factor
Critical default risk
Profitability factor
Very unfavourable price performance
About
Catskill Hudson Bancorp, Inc. operates as a holding company for Catskill Hudson Bank that provides various commercial banking services to individuals and businesses in the United States. The company accepts deposits, such as checking accounts, savings accounts, certificate of deposits, and individual retirement accounts. Its loan products include business loans comprising revolving lines of credit, term loans, letters of credit, bridge loans, and commercial real estate loans; and personal loans, such as mortgage and home loans, fixed and adjustable-rate mortgage loans, home equity line of credit, and home equity fixed rate loans. The company also offers debit, credit, and ATM cards; merchant services; remote deposit, overdraft protection, safe deposit box, and reorder checks services; and traditional, mobile, and online banking services. It operates through a network of 11 branches, including nine in the Mid-Hudson Region and two in the Capital District. The company was founded in 1993 and is headquartered in Kingston, New York.
Company Valuation
Based on key historical and expected multiples, the stock is slightly overvalued relative to its peers. Editor's note: P/CR is Price to Core Revenue (CR), similar to P/