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Stock Screener·US·Financial Services·OSBK
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Oconee Financial Corporation Stocks

$ 55Last Updated 16.10.2026

Issuer Rating

4/7
Performance

Favourable

Risk

High

Recommendation

Hold

Market Cap

$ 57.69M

$ 55
Key Takeaways

Risk factor

Very poor trading liquidity

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Data is available to registered users only

Profitability factor

Strong growth

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

Oconee Financial Corporation functions as the parent company for Oconee State Bank, delivering a comprehensive suite of commercial and personal banking solutions to individuals, businesses, and their local communities. Its product offerings encompass diverse deposit options, including checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. For lending needs, the bank provides consumer, construction, commercial, Small Business Administration, and mortgage loans, as well as lines of credit, complemented by debit and credit card services. The corporation also offers an extensive range of ancillary services such as bill payment, electronic statements, secure deposit boxes, overdraft protection, stop payment orders, wire transfers, mobile and remote deposit capabilities, ACH advantage, merchant card services, check recovery, mobile text banking, and investment guidance. Customers can conveniently manage their finances through online, mobile, and telephone banking platforms. Oconee State Bank operates a network of physical locations: three full-service financial centers in Oconee County, one full-service center in Gwinnett County, and additional branches in Bogart, on Experiment Station Road (serving Butler's Crossing), and on North Brown Road in Lawrenceville. Furthermore, it maintains a limited service loan production office in Athens/Clarke County and another loan production office in downtown Athens at One Press Place. The institution also provides three automated teller machines strategically placed within Oconee County. Established in 1960, Oconee Financial Corporation is headquartered in Watkinsville, Georgia.

Company Valuation

Slightly overvalued
4/7

Based on key historical and expected multiples, the stock is fairly valued relative to its peers. Specifically, the stock is fairly valued on P/E, neutral on P/IBPT, over

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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