PCF Group plc Stocks

£ 0Last Updated 23.03.2026

Issuer Rating

Performance

Modest

Risk

Low

Recommendation

Sell

Buy
Review
Evaluation
Target price
Dynamics
Performance
Growth
Dividends
Risks
£ 0
Key Takeaways

Risk factor

Considerable default risk

Profitability factor

Strong growth

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Risks

  • Default risk
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  • Volatility
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  • Selling difficulty
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  • Stress test
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  • Country risks
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  • Other risks
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About

PCF Group plc, together with its subsidiaries, provides hire purchase and finance lease services in the United Kingdom. It operates through four segments: Consumer Finance, Business Finance, Azule Finance, and Bridging Finance. The Consumer Finance segment provides consumer hire purchase, personal loan, and conditional sale finance for motor vehicles, such as classic cars, caravans, motorhomes, and horseboxes. The Business Finance segment offers hire purchase and finance lease agreements for vehicles, plants, and equipment to sole traders, partnerships, and limited companies. The Azule Finance segment provides specialist funding and leasing services to individuals and businesses in the broadcast and media industry. The Bridging Finance segment offers finance for residential, semi-commercial, and commercial properties. PCF Group plc is also involved in the sale of vehicles, equipment, and properties; and the provision of related fee-based services and retail saving products. The company was incorporated in 1993 and is based in London, the United Kingdom. PCF Group plc is a subsidiary of Somers Limited.

Company Valuation

Greatly overvalued
1/7

Based on key historical and expected multiples, the stock is greatly overvalued relative to its peers. Specifically, the stock is 'expensive' on P/E, overvalued on EV/EBI

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Risks

  • Default risk
    Data is available to registered users only
  • Volatility
    Data is available to registered users only
  • Selling difficulty
    Data is available to registered users only
  • Stress test
    Data is available to registered users only
  • Country risks
    Data is available to registered users only
  • Other risks
    Data is available to registered users only
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