Risk factor
Critical default risk
Profitability factor
Very low or no dividends
About
Pacific Valley Bancorp offers a comprehensive range of financial services and banking solutions tailored for a diverse client base, including small to medium-sized enterprises, agricultural businesses, non-profit entities, professional service providers, and private individuals. Customers have access to numerous deposit options, such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. The institution also provides credit facilities, spanning loans for construction and land development, real estate acquisitions, commercial and agricultural operations, and personal consumer needs. Furthermore, it delivers a suite of digital conveniences, including online and mobile banking, bill payment, remote deposit capture, positive pay for enhanced security, electronic statements, and check reordering services, as well as debit cards. The company's operations are situated in California, specifically within Salinas, King City, and Monterey. Founded in 2004, Pacific Valley Bancorp's main office is located in Salinas, California.
Company Valuation
Based on key historical and expected multiples, the stock is fairly valued relative to its peers. Specifically, the stock is fairly valued on P/E.