Risk factor
Critical default risk
Profitability factor
Very low or no dividends
About
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.
Company Valuation
Considering past and projected metrics, the stock is moderately 'expensive' compared to its peers. Specifically, the stock is 'expensive' on P/E. Editor's note: P/CR is
Target Price
The average target price of UPST is 40 and suggests 19% upside potential. Usually, this means a BUY recommendation among investment firms, or a recommendation to increase